Are you in debt and don't know how to get out of it? Debt counseling offers the support you need. This process helps you pay off your debts without court intervention. Together with your creditors, we are looking for a voluntary solution.

The municipality where you live is responsible for debt counseling. You can sign up there and a first meeting will be scheduled within four weeks. Is there a threat of shutting off water, gas or electricity? Then an interview can take place within three days.

Do you have problematic debts? Don't wait any longer and contact your municipality immediately. You are not alone!

It's important to talk about your feelings and get help. We would like to refer you to Foundation 113 Suicide Prevention. At NIKKI, we stand by you and want you to know that there is always hope and help. Contact the 113 Suicide Prevention Foundation and they will be there for you.

At NIKKI, we understand that financial problems can weigh heavily and cause feelings of despair. But know that you are not alone, help is available.

If you or someone you know is in a difficult situation, it's important to know that professional support is available. Foundation 113 Suicide Prevention offers anonymous help and a listening ear for anyone struggling with personal problems. Don't hesitate to get in touch. You are not alone.